He has been a principal of the commercial real estate, finance, and insurance firm The Murphy Agency LLC since 1998. Mr. Murphy is also affiliated with Allstate Insurance Company where he had been awarded numerous Allstate honors. He is also a co-developer and principal of Lawyers Financial Corporation, a mortgage, legal settlement, and title insurance company based in New York and Virginia. Mr. Murphy is also founder of M-Agency LLC, a specialty consulting firm providing international insurance underwriting products and services. He is currently a managing partner at Emeritus International Group in New York also serves on the board of Agristructure LLC in Oregon. Founder and CEO of Adriatik Resources Limited and Adriatik Resources ALB Limited an advanced material specialty firm in the U.S. and Albania, and Co-Founder and CFO of LifeStar Advisors, specializing in the secondary life insurance market and insurance linked securities.
Co-Founder of M-Agency LLC, a specialty consulting firm providing international insurance underwriting products and services. Mr. Murphy spent 4 years with Geico Insurance before he was an owner and operator for Allstate Insurance Company where he won numerous Allstate honors over a 47 year career with the company. Co-founder and and principal of Lawyers Financial Corporation, a mortgage, legal settlement, and title insurance company in New York and Virginia. Currently Senior Vice President of Insurant Group a specialty run lease guarantee insurance company spanning over multiple US states.
After over 20 years of senior executive management experience spanning both private and public / international companies, Lay founded The Emeritus Group in 1995 providing performance improvement and IT systems design and development services to private clients and Fortune 500 corporations. From 1995-2000, Lay was also co-founder of InSITE Services – New York where he developed the first Internet billing system and energy information services bureau for the North American electric utility industry. In 2001, InSITE was sold to American Electric Power. Beginning late in 2001, Emeritus focused its efforts on the emerging US Life Settlement industry. As a result, Emeritus was the first company to develop a life settlement portfolio analysis and management system (Paradigm) in 2004. Emeritus International Group today is a recognized leader in the design and development of insurance-linked securities and life settlement structured portfolios. Prior to founding The Emeritus Group, Lay held senior corporate management positions with NV Philips, Eindhoven, Netherlands and Affiliated Distributors, King of Prussia, PA., and most recently served as Chairman and CEO of Emeritus Capital Partners, LLC – New York. Lay is member of the 3DATX Corporation Board of Directors based in Buffalo. NY, is a member of the Illuminating Engineering Society, NA and has been an advisor to the University of Tennessee College of Arts and Sciences in various capacities since 1974.